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SACCO Financial Services

Savings, credit, membership, financial literacy, women groups, and member support — all designed for the realities of rural women in the Rwenzori region. Regulated. Ethical. Member-owned.

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Note: This page covers BASU SACCO's registered financial services for members. For community development and resilience programs (women empowerment, girls' education, agriculture, health, value addition), please see the Community Impact Programs page. To support our work financially, visit the Support Us page.

SACCO Service

Savings Accounts

BASU SACCO offers flexible savings options for individuals, women's groups, and VSLAs. Regular saving is the foundation of financial stability. Members earn interest and build a secure financial base that enables them to access credit and manage life events with confidence.

  • Individual member savings accounts
  • Group and VSLA savings custody
  • Target savings for school fees and business goals
  • Weekly, monthly, or seasonal contribution plans
  • Interest-bearing accounts for consistent savers
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Start Saving Today

No minimum balance required for initial account opening. Flexible contribution schedules available.

Affordable Credit

Member savings determine credit eligibility. We ensure loan terms are affordable and ethical.

SACCO Service

Loans & Credit

BASU SACCO provides ethical, low-interest credit to registered members. Loans support business growth, agriculture, education, household needs, and emergency expenses. Credit access is linked to member savings records and peer group accountability.

  • Business and trade loans
  • Agricultural production loans
  • School fees support loans
  • Emergency and welfare loans
  • Group solidarity loan products
View Loan Products Become a Member
SACCO Service

Membership

Become a shareholder member of BASU Rural Women SACCO. Open to women in the Rwenzori region, women's groups, youth enterprises, and mixed-gender cooperative groups led by women.

Individual Membership

Women and individual members join directly. Access savings accounts, credit, and financial literacy training.

Group Membership

Women's savings groups (VSLAs) join as institutional members with group savings custody and group credit.

Youth Enterprise Membership

Youth-led enterprises and cooperatives can join. Access business support training and enterprise credit products.

View Full Membership Details
SACCO Service

Financial Literacy Training

BASU SACCO provides practical financial literacy training to members and women's groups. Training focuses on skills that help members manage money confidently, save consistently, and use credit responsibly.

  • Personal budgeting and household financial planning
  • Savings discipline and target-setting
  • Responsible credit use and loan management
  • Group bookkeeping for VSLAs and cooperatives
  • Record keeping, receipts, and basic accounting
View Training Programs

"Understanding money is the first step to building wealth. BASU helps members learn to budget, save, and grow."

SACCO Service

Women Groups & VSLA Support

BASU SACCO works closely with women's savings groups (VSLAs), solidarity groups, women cooperatives, and community enterprises to build group financial capacity.

VSLA Management

Group savings custody, record-keeping support, revolving fund training, and interest management for Village Savings and Loan Associations.

Enterprise Incubation

Business development support, enterprise registration guidance, market linkage facilitation, and cooperative governance training for women-led enterprises.

Group Solidarity Credit

Access group-based credit products that leverage peer accountability and group savings records as collateral for affordable group loans.

Market Linkage

Connect women's enterprises to markets, buyers, and cooperative networks. Support group products and collective bargaining for better prices.

Learn More About Women Group Programs

Supporting Our Members

Beyond savings and loans, we support members in times of hardship through solidarity, welfare, and mentorship systems.

SACCO Service

Member Support

BASU SACCO member support services provide emergency welfare assistance, solidarity structures, peer mentorship, and accountability mechanisms that help members remain financially stable during hardship.

  • Emergency welfare fund access
  • Member solidarity and mutual support networks
  • Peer mentorship and women leadership development
  • Loan restructuring for members in hardship
  • Member grievance and dispute resolution mechanisms
View Membership Support Details

Ready to Join BASU SACCO?

Join as a member and access regulated savings, affordable credit, and financial skills training. Women, groups, and youth enterprises are all welcome.

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